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Singapore Property Tools

Know your numbers
before you commit.

Six calculators built for Singapore's property market — stamps, loans, yields, and everything in between. Use these as planning estimates; confirm prevailing rules and eligibility before transacting.

TDSR / MSR estimates IRAS stamp duty rates Review official rates before use
Mortgage & TDSR Calculator
Find out your monthly repayment, whether you pass the TDSR stress-test at the MAS floor rate, and your maximum loan quantum.
Your Income & Debts
Gross monthly income
All assessable income
$
Existing monthly debts
Car loan, credit cards, etc.
$
Property & Loan
Property price
$
Loan-to-value (LTV)
Max 75% for private, 80% for HDB
%
Loan tenure
yrs
Interest rate
Actual rate for repayment calc
%
Property type
Monthly Repayment
—
at actual rate
Stress-test Repayment
—
at MAS 4% floor
TDSR
—
Loan Quantum
—
—
Full Affordability — Mortgage + Stamp Duties
Your complete cost picture: TDSR borrowing limit, then Buyer's Stamp Duty and ABSD layered on top. Know exactly what you can spend before you view.
Buyer Profile
Residency status
Property count
After this purchase
Income & Loan
Gross monthly income
$
Existing monthly debts
$
Tenure
yrs
Target property price
$
Max Loan (TDSR)
—
BSD Payable
—
ABSD Rate
—
ABSD Amount
—
Cost ComponentAmountNotes
HDB Upgrade Affordability
Selling your HDB and moving up? See your estimated sale proceeds after CPF refund, resale levy, and agent fees — then check if you can afford the next property.
Your Current HDB
Expected sale price
$
Outstanding HDB loan
$
CPF used (principal + accrued interest)
$
Subsidised flat?
Bought from HDB with grant
Flat type (for levy)
Next Property
Gross monthly income
$
Target property price
$
Next property type
Gross Proceeds
—
Cash in Hand
—
after loan + CPF refund + levy + fees
Max Loan (TDSR)
—
Shortfall / Buffer
—
Rental Yield Calculator
Gross yield is just the headline. This calculator strips out property tax, MCST maintenance, agent fees, and vacancy to show your true net return.
Property & Rental
Purchase price
$
Monthly rent
$
Annual Costs
MCST / maintenance fees
Per year
$
Property tax
Non-owner-occupied rate
$
Agent commission
Typically 1 month per year
$
Vacancy buffer
%
Misc / repairs
Per year estimate
$
Gross Yield
—
Net Yield
—
after all costs
Annual Gross Rent
—
Annual Net Income
—
New Launch — Progressive Payment Scheme
Every new launch has a payment schedule tied to construction milestones. See your stage-by-stage cash flow, financing instalments, and CPF/loan split before you sign.
Purchase Details
Purchase price
$
Loan-to-value (LTV)
%
CPF available to use
$
Buyer profile
Loan Amount
—
Cash + CPF (downpay)
—
BSD
—
ABSD
—
Stage%AmountFunding
Seller's Stamp Duty (SSD) Calculator
Selling within the applicable holding period can incur a duty. Enter your purchase date and target sale price to see exactly how much SSD you owe — and when the next rate drop occurs.
Property Details
Property type
Date of purchase
Or date of contract
Sale price (or valuation)
Whichever is higher
$
Holding Period
—
SSD Rate
—
SSD Payable
—
Next Rate Drop
—
SSD window progress